When you’re first eligible for Medicare, you have a seven-month initial enrollment period to sign up for Part A and/or B. That seven-month enrollment period begins three months before your birthday month, and ends three months after your birthday month.

This is the last part in a four-part series on how to sign up for Medicare for people turning 65.

Step 4 — Explore your options and enroll

checkbox    Explore your options for purchasing supplemental health insurance

Why? Original Medicare (Parts A&B) doesn’t cover everything. You may want to consider enrolling in a Medicare Advantage plan or supplementing Original Medicare (Parts A and B) with a Medicare Supplement plan. And you may also need Medicare Part D Prescription Drug coverage.

Note: If you decide not to join a Medicare Prescription Drug plan when you’re rst eligible, and you don’t have other creditable prescription drug coverage, you will likely pay a late enrollment penalty.

checkbox    Enroll in Medicare Supplement plan, an Advantage plan and/or a Medicare Part D plan

How? Call us!
At Get Benefits, you can speak with a Licensed Insurance Agent who will explain your options, give you a price quote, answer your questions and help you enroll!

Steps to Medicare Part 4: Fill in the gaps